Summary

LendYou appears in our ranking as a marketplace-style choice for short-term online borrowing in the USA, with published amounts from $100 to $5,000 and a stated daily rate indicator of 0.06%.

Main conditions

• Loan size: 100–5000 USD
• Rate: 0.06% per day (shown for comparison)
• Term: 93+ days
• Approval time: roughly 5 minutes (as stated)
• Eligibility: 18+, U.S. resident, bank account, valid ID

Upsides

• Broad amount band for short-term borrowing
• Quick decision window claimed by the lender
• Fully online process — no branch visit needed

Downsides

• A daily rate can become costly over longer terms
• Approval hinges on credit profile and state rules
• Not offered in every U.S. state

Risks

• Short-term credit gets expensive if extended or rolled over
• Late repayment may trigger fees and collections
• Review APR and total repayment before you sign

Official site: Official site