Summary

Viva Payday Loans is covered as a payday-oriented online product with published amounts from $100 to $5,000, a daily rate indicator of 0.06%, and a short stated decision window of about 2 minutes.

Main conditions

• Loan size: 100–5000 USD
• Rate: 0.06% per day (shown for comparison)
• Term: 93+ days
• Approval time: roughly 2 minutes (as stated)
• Eligibility: 18+, U.S. resident, bank account, valid ID

Upsides

• Very brief decision window as stated by the lender
• Standard payday amount band
• Simple, direct online application path

Downsides

• Payday credit remains expensive by nature
• Short terms put more pressure on repayment
• Availability follows state regulatory rules

Risks

• Payday loans are meant for brief use only
• Renewals and late fees can quickly inflate debt
• Read the contract and state disclosures with care

Official site: Official site